Home Equity

To take advantage of our specials on home equity lines,
stop by any branch, contact us at 800.262.7175,
or visit us at bncbanksc.com

*Qualified borrowers can get up to 85% loan to value of your home. APR (Annual Percentage Rate) of 1.99% is an introductory rate for 12 months available for lines of $10,000 – $250,000. Requires a minimum draw of at least $10,000 at closing. This rate reflects a discount for using auto debit from any Bank of North Carolina / BNC Bank checking account. The rate without auto debit from a Bank of North Carolina / BNC Bank checking account will be higher. Thereafter, the APR will vary based on the “Prime Rate” as published in the Wall Street Journal with a floor of 3.25% effective the first day of the month following a change not to exceed 18.00%. The rate of 3.50% is based off of the Prime Rate as of the date of publication. You must also pay certain fees to third parties, such as appraisers, credit reporting firms, and government agencies. These fees generally total $1.00 to $2,000.00. Subject to credit approval, income verification and collateral evaluation. Property Insurance required. Limited time offer, promotion may be discontinued without notice.