More Rewards. Not More Rules.

BNC Bank offers a unique array of credit cards for everyday purchases and smaller credit needs. Whether you are just starting out or are seeking to rebuild your credit, desiring a lower interest rate to pay down other credit card debt or looking to take advantage of a number of bonus, cash or travel rewards — BNC Bank offers a card that may be perfect for you or your business. To browse our credit card options, use the Personal and Business buttons below.

Discover Mobile Purchasing

Today’s smart phones are capable of doing amazing things. As a valued credit cardmember of BNC Bank, we are excited to announce that you can now make mobile payments with a compatible Apple®, Android® or Samsung® phone, tablet or watch, without ever opening your wallet!

Visit our Mobile Payments Website for more details >

With mobile purchasing, at check out, you’ll use your phone instead of swiping your card. Typically, you’ll just hold your phone near the terminal and okay your purchase with a fingerprint. Signatures may still be required.

It doesn’t matter whether you have an Apple, Android or Samsung device — setup is simple with each technology. In most cases, you add your card with your phone’s camera.

With mobile payments, instead of sharing your information, a virtual card number is created. That virtual number is used for purchases — keeping your data safe. Visit your phone provider website for more information on security.

Explore Mobile Purchasing for Yourself

Apple Pay™ works with:

• iPhone®
• iPad®
• Apple Watch™

Explore at apple.com/apple-pay

Android Pay™ works with:

• NFC (Near Field Communication)-enabled Android devices

Explore at android.com/pay

Samsung Pay™ works with:

• Galaxy S®6
• S6 edge and later phones

Explore at samsung.com/pay

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Android, Android Pay, and the Android Logo are trademarks of Google Inc. ©2015 Samsung, Samsung Pay, Samsung Galaxy and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

Proudly serving these communities in

NORTH CAROLINA:

Albemarle
Archdale
Asheboro
Asheville
Burlington
Cary
Oakboro
Raleigh

Chapel Hill
Charlotte
Concord
Durham
Greensboro
Harrisburg
Hendersonville
Randleman
Salisbury

High Point
Kernersville
Lake Norman
Lexington
Locust
Mooresville
North Davidson
Thomasville
Winston-Salem

SOUTH CAROLINA:

Charleston
Easley
Goose Creek
Greenville
Greer
Hilton Head Island
John’s Island
Mauldin
Monck’s Corner

Myrtle Beach
Mt. Pleasant
Murrells Inlet
North Charleston
North Myrtle Beach
Spartanburg
Summerville
Surfside Beach

VIRGINIA:

Salem
Roanoke
Vinton