bncbanksc Customer Care Center Hours 7am-11pm Mon-Fri, 9am-5pm Sat (1.800.262.7175)

BNC Beginnings

  • No minimum balance
  • Joint account with adult3
  • ATM/Debit cards
  • Mobile banking1
  • smsGuardian® debit card fraud alert1
  • ROC·Kit Anywhere-remote deposit
  • No monthly service charge with e-statements2
  • Online banking with email alerts and text alerts1


1 Message, data, connectivity and usage rates may apply. Contact your wireless service provider for details.
2 $5 monthly service charge for paper statements.
3 Minors opening the account will require an adult joint owner. Adults must be 18 years or older.


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